You may be seeing posts and articles urging you to wrap up 2025 and jump into 2026. Some of this pressure is coming from your tax accountant if you are in the US. You may be clamoring to spend or save just the right amount before 12/31/2025 – but you don’t have to rush. The holidays are likely adding extra pressure with shopping, cooking, travel, and events. And to top it all off, the flu and COVID season is hitting